A question that you may be asking yourself right now if you live in the United States is whether or not you'll qualify for a traditional car loan or whether you may have to consider a "We Tote The Note
" type financing option.
In order to determine which category you fit into, you'll need to contact each of the three credit bureaus and request a credit score. The credit score is free from each one (you're entitled to one per year according to federal law), but you'll have to pay to receive your credit report. There are a few ways to request a free report. You can contact each of the bureaus by phone (each has a toll-free number), you can contact the bureaus online at each individual web site, or you can write to each company and request your annual report. You can repair your credit if your willing to spend the time to do it. Our partners over at Future Credit Score have laid out a step by step plan on how to repair your credit.